Real estate has recently been one of the most advantageous investments. However, if you do not pay attention to real estate, you can easily be fooled. It is also important to ensure that you get a good benefit from trading. Experts say that the accommodation is buzzing together with her husband and wife's name, it is easier to do to do transactions. Some advantages of such property registration are as follows.
Loan Service
Bank approves the loan application after examining the applicant's income ratio. Couples can apply for a joint loan if the property is jointly registered by name. In such cases, the bank takes into account the joint income of the husband and wife. As a result, they could easily borrow a higher loan.
Tax incentives
If your spouse jointly makes a loan, you can also claim the corresponding tax credit. Couples can be applied to the individual's repayment deductions and the individual's single 1.5 LAKH, while the maximum RS 1.5 LAKH. You can include login charges and stamp obligations to deduct the tax deduction of the main repayment.
Special Services for Women
Delhi, Uttar Pradesh, Punjab, Haryana, Rajasthan, such as Rajasthan offer special discounts for stamp duties for women. These include states that allow women to make up to 2% discounts. In addition, banks such as SBI, HDFC, ICICI provide special discounts and deductions of women's interest rates.
Easy transfer of assets
It takes time to transfer the assets of the deceased to their dependents. Confirmation and other legal issues required by various departments delay the transfer of ownership. However, if you jointly register ownership, you can easily transfer or trade without feeling the legal hassle.
0 Comments